To be eligible for the Promotion, you must:

• Offer is valid for only new LemFi users only who have never completed a previous transfer using LemFi.

• User must complete the full KYC (Know Your Customer) verification process.

• Offer applies to transfers initiated from UK, USA, Canada and European Union countries to India, Pakistan and Bangladesh.

• You must have a valid LemFi Account

• Customers participating in the offer must comply with LemFi's general Terms of Service.

Valid LemFi Account

For the purposes of this promotion, a Valid LemFi Account refers to a customer account that meets all of the following criteria:

• The account is fully registered and active on the LemFi platform.
• The customer has completed all required identity verification (KYC) steps as mandated by LemFi and relevant regulatory authorities.
• The account is unrestricted and in good standing, with no holds, suspensions, or closures due to suspicious, fraudulent, or abusive activity.
• The account is eligible to perform international money transfers according to LemFi’s policies.

Only transactions and activities conducted through a Valid LemFi Account will qualify for participation in this promotion, including eligibility for rewards such as cashback, points, or referral bonuses.

LemFi reserves the right to determine, at its sole discretion, whether an account qualifies as Valid for the purposes of this promotion.

Entities responsible for Promotion

Depending on your country of registration, the Promotion is operated by:

• United Kingdom: or RightCard Payments Services Ltd (UK)
• Canada: Pomelo Technology Canada Ltd
• United States: Pomelo Two US LLC
• European Union: Pomelo Remits Europe Ltd

By participating in this promotional offer, you agree to the following:

Promotional Offer Details

Competitive Exchange Rates:

• LemFi strives to offer competitive exchange rates for international money transfers.

• Exchange rates are subject to real-time fluctuations and are determined at the time the transfer is initiated and confirmed.

• Any claim of "Best or Competitive Exchange Rate" is based on internal assessments and comparisons at the time of promotion and may not reflect all available rates across the market.

10% Cashback on First Transfer:

• Eligible customers will receive 10% cashback on the amount of their first successful international money transfer made through the LemFi platform equal to or above $100 CAD/USD/GBP.

• Cashback is capped at $50 CAD/USD/GBP equivalent.

• Cashback will be credited to your LemFi wallet within 24 hours after your first transfer is successfully completed. Cashback amounts are not redeemable for cash withdrawal unless otherwise stated.

Fast Transfers:

• Transfer times may vary depending on the destination country, receiving institution, local regulations, transaction value, and additional verification requirements.

• While many transfers are completed within minutes, LemFi makes no guarantees on specific delivery times and is not liable for delays caused by third-party service providers, regulatory actions, technical issues, or force majeure events.

Cashback Terms

• Cashback rewards are credited to the customer's LemFi wallet and may only be used for future transactions within the platform.

• Cashback cannot be transferred to external bank accounts, exchanged for cash, or redeemed outside the LemFi platform.

• Cashback eligibility may be revoked in cases of suspected fraud, chargebacks, abuse of the offer, or breach of LemFi’s Terms of Service.

• Only one cashback reward per user, household, or device/IP address, unless otherwise authorized in writing by LemFi.

Ambassador Endorsements and Disclosures

• Promotions involving celebrities or public figures are paid endorsements.

• Statements made by brand ambassadors regarding LemFi features are promotional in nature and should not be construed as legal, financial, or professional advice.

• LemFi does not guarantee outcomes based on ambassador endorsements and expressly disclaims liability for individual experiences or interpretations arising from such promotions.

LemFi Promotion and Reward Terms

LemFi reserves the right, at its sole discretion, to limit, delay, cancel, or revoke any cashback or other rewards if it determines that a Participant has violated these Terms, the LemFi User Agreement, or engaged in fraudulent, abusive, or irregular activity. This includes, but is not limited to, instances where LemFi restricts or closes a Participant’s Valid Account pursuant to the LemFi User Agreement.

If, for any reason, LemFi is unable to fulfill a promised reward, an alternative reward of equal value may be offered at LemFi’s sole discretion. All reward redemptions are final, non-returnable, and subject to review and verification.

LemFi is not responsible for, and will not be liable for, any loss, fraud, abuse, theft, delays, incomplete submissions, illegibility, interruptions, alterations, defects, misdirection, or tampering related to any Program-related communication, email, reward, referral, or account information. This also applies if a Participant’s contact details — including email address or Valid Account — are invalid, deleted, or modified without prior written notice to LemFi.

The Program is void where prohibited by law or where a Participant’s account activity, referrals, or transactions are found to be fraudulent, abusive, incomplete, in violation of these Terms, or otherwise irregular.

All interpretations of these Terms and any decisions made by LemFi are final and binding.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTIONS, IN NO EVENT SHALL LEMFI BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES ARISING FROM YOUR PARTICIPATION IN THE REFERRAL PROGRAMME, INCLUDING BUT NOT LIMITED TO SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. LEMFI’S MAXIMUM AGGREGATE LIABILITY TO PARTICIPT AND ANY THIRD PARTY UNDER ANY AND ALL CIRCUMSTANCES SHALL BE THEN-CURRENT 10 EURO VALUE OF THE PARTICIPANT’S UNSPENT MONETARY REWARD UNDER THE REFERRAL PROGRAM. .

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ALL WARRANTIES, EXPRESS AND IMPLIED, REGARDING THE REFERRAL PROGRAMME AND USE OF THE LEMFI APP SERVICES ARE DISCLAIMED (INCLUDING, WITHOUT LIMITATION, THE DISCLAIMER OF ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND/OR FITNESS FOR A PARTICULAR PURPOSE). LEMFI MAKES NO REPRESENTATION OR WARRANTY WITH RESPECT TO ANY RESULTS OBTAINABLE THROUGH THE REFERRAL PROGRAMME OR THE DELIVERY TIME OF ANY OTHER REWARDS IT MAY PROMOTE.

General Terms

• Modification or Termination: LemFi reserves the right to modify, suspend, or terminate this promotional offer at any time without prior notice and without liability to any participant.

• Non-Transferability: Offers are personal to the recipient and may not be assigned, transferred, or shared unless explicitly authorized.

• Right to Refuse: LemFi reserves the right to refuse or reverse promotional benefits at its sole discretion where there is reasonable suspicion of abuse or violation.

Acceptance of Terms

By participating in this promotional offer, you acknowledge and agree that:

• You have read and understood these Terms & Conditions.
• Participation is voluntary and at your own risk.
• LemFi’s decisions regarding all matters related to this promotion are final and binding.

Governing Law and Dispute Resolution

• US Customers- This Referral Program is subject to the laws of the State of New York to which the Referer, the Invitee and LemFi shall submit in respect of any claims or disputes.

• UK Customers- This Program is subject to laws of England & Wales to which the Referer, the Invitee and LemFi shall submit in respect of any claims or disputes.

• Canadian Customers - Any disputes or claims arising under these terms and conditions shall remain subject to Canadian Arbitration Act to which the Referer, the Invitee and LemFi submit in accordance with the Canadian laws.

OTHER TERMS AND CONDITIONS

We reserve the right to amend or terminate the Referral Programme at any time without notice. Resolution of all questions or disputes regarding eligibility for the Referral Programme, earnings of Rewards, or your compliance with the terms and conditions of this Referral Terms & Conditions shall be subject to our reasonable interpretation.

If a Participant or Invitee attempts to use the Referral Programme in breach of Referral Program Terms & Conditions, the User Agreement or in violation of any law, statute or governmental regulation, we will have the right to suspend or terminate the account under the User Agreement or void the Rewards of either party.

Any questions or complaints regarding any Referral Programme can be addressed to our Customer Service Team: support@lemfi.com