LEMFIÈREMENT KMER Campaign

Terms and Conditions For USA “LEMFIÈREMENT KMER 🇨🇲” Campaign

NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase or transfer of any kind will not increase your chances of winning. This Campaign is offered by LemFi and is not sponsored, endorsed, affiliated with, or serviced by Community Federal Savings Bank. Void where prohibited or restricted by law.

1. Campaign Period:

The “LEMFIÈREMENT KMER 🇨🇲” Campaign (“Campaign”) runs from January 28, 2026, to March 23, 2026, at 11:59 PM EST.

The first selection will take place on February 22, 2026, with results announced on February 23, 2026, followed by the presentation of the first prizes (five (5) motorcycles) on February 28, 2026.

The Campaign will then continue through March 22, 2026, after which the final results will be announced on March 23, 2026, and the final prize presentation of five (5) motorcycles and one (1) car will be held on March 28, 2026 (“Campaign Period”).

2. Eligibility to Participate

• Open to all individuals who are eighteen (18) years of age and older, and either are new or existing LemFi users and reside in the fifty (50) states of the United States or Washington D.C.

• You must receive marketing communication directly from LemFi as part of this Campaign.

• You must make a qualifying transfer(s) to Cameroon during the Campaign Period to qualify to enter via standard entry methods or by using the Alternative Method of Entry (“AMOE”).

• The following individuals are not eligible to participate:

  • Employees, contractors, and affiliates of LemFi.
  • LemFi brand ambassadors, influencers, and any individuals running paid promotional campaigns on behalf of LemFi.

3. Prizes/Awards

The following prizes will be awarded during this Campaign: one (1) Jetour car and ten (10) Bazar motorcycles.

Winners are selected from eligible U.S. participants. Winning participants will get an opportunity to nominate a recipient in Cameroon who will receive the Prize.

Actual Prize value may vary. LemFi does not make any representation or guarantee regarding the retail or market value of the Prizes, and no cash equivalent will be provided. Prizes are non-transferable and may not be redeemed for cash. LemFi may substitute a Prize of equal value at its sole discretion.

4. How to Participate:

There are multiple methods of participation.

4.1 Existing LemFi Users

Any LemFi user who had an active LemFi account before the Campaign started can participate by completing both of the following during the Campaign Period:

• Send a total of at least $150 USD through the LemFi app (one or multiple transfers); and

• Refer at least two (2) new LemFi users using their personal referral code or link in the app.

4.2 New LemFi Users Without an Identified Referrer

New users with no referrer can participate in the Campaign by completing the following during the Campaign Period:

• Sign up on the LemFi app using the promo code LEMFIER237;

• Complete LemFi account registration and identity verification;

• Send $150 USD or more in their first transfer; and

• Refer two (2) new LemFi users using their referral code or link in the app.

4.3 Alternative Method of Entry (“AMOE”)

To enter without a LemFi account or making transfer, mail your entry form with all the necessary information: simply provide your full name, full address, phone number, email address, date of birth, how you heard about this Campaign, and social media username (if applicable) on a sheet of paper to be entered. Mail this form with first-class postage affixed to: LemFi – 2700 Post Oak Blvd. 21st Floor, Houston, TX 77056. Limit one (1) entry and one (1) winner per outer mailing envelope for the Campaign. No copies, facsimiles, or mechanical reproductions will be accepted. LemFi assumes no responsibility for lost, late, incomplete, stolen, misdirected, illegible, or postage due entries or mail. Mail-in entries must be postmarked during the Campaign Period. AMOE participants will receive an equal chance of winning, regardless of method of entry.

5. How the Winners Are Selected

• Winners are selected randomly.

• Odds of winning depend on the total number of eligible entries received.

• Announcements made on the LemFi Instagram page will display each winner’s LemFi referral code to identify the winner. Winners’ names will not be displayed on the Instagram page.

• Winners will be contacted via email within seven (7) calendar days, and they must respond within three (3) calendar days or risk disqualification and reassignment of the Prize to the next random winner.

• Prizes will be delivered in two batches, on February 28th and March 28th, 2026 during official events in Cameroon.

• Winners must reply to the email with confirmation that they are willing to record a video acknowledging receipt of their Prize and provide LemFi with consent to use the recorded video for marketing purposes. Failure to do so will result in disqualification.

No substitution or transfer of the Prize is permitted, except by LemFi which reserves the right, in its sole discretion, to substitute a Prize of equal value. The Prize is non-transferable. Any Prize related expenses, including all federal, state, and/or local taxes, shall be the sole responsibility of the winner.

LemFi is not responsible for lost, delayed, or undelivered Prizes once dispatched to the winner or winner’s designated beneficiary. In the event of non-delivery due to incorrect details provided by the winner, the Prize will be forfeited, and no alternative will be offered.

6. Selection of the Final Prize Beneficiary

The winner may, one time only, nominate a final beneficiary of the Prize (e.g., a family member in Cameroon).

Strict Limitations

• The beneficiary information must be communicated at the time of initial Prize confirmation;

• No change, substitution, or replacement will be accepted after validation;

• Under no circumstances may the Prize:

  • Be resold;

  • Be transferred at a later date;

  • Be exchanged for cash;

  • Be assigned to multiple persons.

Any attempt to modify the beneficiary will result in cancellation of the Prize. A winner shall only be entitled to one (1) Prize following the Prize draw.

7. Disqualification Criteria:

Participants may be disqualified for the following reasons:

• If a LemFi user cancels or reverses their transaction, the entry and/or Prize will be voided.
• LemFi reserves the right to disqualify any participant engaging in fraudulent activity, including but not limited to:
  • Creating fraudulent accounts.
  • Manipulating transactions to claim rewards unfairly.
  • Abusing referral systems.

LemFi reserves the right to investigate suspected fraud and disqualify participants at its sole discretion.

8. Privacy and Consent:

Personal data collected during the Campaign will be used solely for the purposes of administering the Campaign, verifying eligibility, and fulfilling the Prize, and will not be shared with third parties without consent except as required by law. LemFi’s Privacy Policy applies.

9. General Terms:

LemFi reserves the right to modify, suspend, or terminate the Campaign at any time without prior notice. LemFi will not be responsible for technical issues, internet outages, postal delays, or other circumstances that may prevent participation. By participating, entrants agree to release, indemnify, and hold LemFi harmless from any claims arising from participation or Prize use. If these Terms & Conditions conflict with other Campaign materials, these Terms & Conditions shall control.

10. Contact Information:

For inquiries about the Campaign, please contact LemFi customer support at support@lemfi.com.