USA - GHANA WEEKEND GIVEAWAY CAMPAIGN

Terms and Conditions For USA "LEMFI WEEKEND GIVEAWAY" Campaign

NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase or transfer of any kind will not increase your chances of winning. This Campaign is offered by LemFi and is not sponsored, endorsed, affiliated with, or serviced by Community Federal Savings Bank. Void where prohibited or restricted by law.

1. Campaign Period:

The "LEMFI WEEKEND GIVEAWAY" Campaign ("Campaign") runs from July 25, 2026, to July 26, 2026, at 11:59 PM EST.

The first selection will take place on July 27th, 2026, with results announced by July 31st, 2026.

2. Eligibility to Participate

• Open to all individuals who are eighteen (18) years of age and older, and either are new or existing LemFi users and reside in the fifty (50) states of the United States or Washington D.C.
• You must receive marketing communication directly from LemFi as part of this Campaign.
• You must make a qualifying transfer(s) to Ghana during the Campaign Period to qualify to enter via standard entry methods or by using the Alternative Method of Entry ("AMOE").
• The following individuals are not eligible to participate:
  • Employees, contractors, and affiliates of LemFi.
  • LemFi brand ambassadors, influencers, and any individuals running paid promotional campaigns on behalf of LemFi.

3. Prizes/Awards

• The following prizes will be awarded during this Campaign: Five (5) Walmart Shopping Vouchers up to $50.
• Winners are selected from eligible U.S. participants.
• Actual Prize value may vary. LemFi does not make any representation or guarantee regarding the retail or market value of the Prizes, and no cash equivalent will be provided.
• Prizes are non-transferable and may not be redeemed for cash.
• LemFi may substitute a Prize of equal value at its sole discretion.

4. How to Participate:

There are multiple methods of participation.

4.1 Existing LemFi Users

Any LemFi user who had an active LemFi account on or before the Campaign can participate by completing the following during the Campaign Period:

• Sendleast $200 or more through the LemFi app in a single transfer to Ghana.

4.2 Alternative Method of Entry ("AMOE")

To enter without a LemFi account or making transfer, mail your entry form with all the necessary information: simply provide your full name, full address, phone number, email address, date of birth, how you heard about this Campaign, and social media username (if applicable) on a sheet of paper to be entered. Mail this form with first-class postage affixed to: LemFi – 2700 Post Oak Blvd. 21st Floor, Houston, TX 77056. Limit one (1) entry and one (1) winner per outer mailing envelope for the Campaign. No copies, facsimiles, or mechanical reproductions will be accepted. LemFi assumes no responsibility for lost, late, incomplete, stolen, misdirected, illegible, or postage due entries or mail. Mail-in entries must be postmarked during the Campaign Period. AMOE participants will receive an equal chance of winning, regardless of method of entry.

5. How the Winners Are Selected

• Winners are selected randomly.
• Odds of winning depend on the total number of eligible entries received.
• Announcements made via Email display each winner's LemFi referral code to identify the winner. Winners' names will not be displayed.
• Winners will be contacted via email within seven (7) calendar days, and they must respond within three (5) calendar days or risk disqualification and reassignment of the Prize to the next random winner.

No substitution or transfer of the Prize is permitted, except by LemFi which reserves the right, in its sole discretion, to substitute a Prize of equal value. The Prize is non-transferable. Any Prize related expenses, including all federal, state, and/or local taxes, shall be the sole responsibility of the winner.

LemFi is not responsible for lost, delayed, or undelivered Prizes once dispatched to the winner or winner's designated beneficiary. In the event of non-delivery due to incorrect details provided by the winner, the Prize will be forfeited, and no alternative will be offered.

6. Disqualification Criteria:

Participants may be disqualified for the following reasons:

• If a LemFi user cancels or reverses their transaction, the entry and/or Prize will be voided.
• LemFi reserves the right to disqualify any participant engaging in fraudulent activity, including but not limited to:
  • Creating fraudulent accounts.
  • Manipulating transactions to claim rewards unfairly.
  • Abusing referral systems.

LemFi reserves the right to investigate suspected fraud and disqualify participants at its sole discretion.

7. Privacy and Consent:

Personal data collected during the Campaign will be used solely for the purposes of administering the Campaign, verifying eligibility, and fulfilling the Prize, and will not be shared with third parties without consent except as required by law. LemFi's Privacy Policy applies.

9. General Terms:

LemFi reserves the right to modify, suspend, or terminate the Campaign at any time without prior notice. LemFi will not be responsible for technical issues, internet outages, postal delays, or other circumstances that may prevent participation. By participating, entrants agree to release, indemnify, and hold LemFi harmless from any claims arising from participation or Prize use. If these Terms & Conditions conflict with other Campaign materials, these Terms & Conditions shall control.

10. Contact Information:

For inquiries about the Campaign, please contact LemFi customer support at support@lemfi.com.