Terms and Conditions for LemFi's "1% Boosted Rate" Campaign
These terms and conditions apply to all Participants involved in the LemFi 1% Boosted Rate Campaign for users in the United States, Canada, and the United Kingdom.
Pomelo Technology US Inc. "LemFi", (together with all subsidiaries thereof, the "Company", "we", "us", "LemFi", interchangeably) may offer promotional campaigns or incentives to new and eligible existing users to use its services (a "Promotional Campaign"). Any boosted rates or incentives under such Promotional Campaign are subject to these Terms and Conditions (the "Terms & Conditions"), as available and amended at our sole discretion.
By participating in the LemFi 1% Boosted Rate Campaign, you agree to the following Terms and Conditions. LemFi may at any time and at its sole discretion, terminate, cancel, suspend, withdraw or modify the campaign or these terms without prior notice. Please refer to the definitions below for clarification as to the meaning of various words and phrases under LemFi Terms and Conditions.
Definitions (Key Terms)
Program/Promotion: The "1% Boosted Rate" Campaign is open to eligible new LemFi users and verified existing LemFi users who have not yet completed a transfer, sending money across any of the following corridors: NGN, KES, XOF, XAF, CNY, UGX, TZS, RWF, and ETB. Eligible participants will receive a 1% better exchange rate than the standard prevailing rate on their first transfer within the LemFi app.
Prize/Reward: A 1% boosted exchange rate applied to the participant's first qualifying transfer. The boosted rate will be visible in-app at the time of the transfer.
Promotion Period: The campaign begins on June 1, 2026, and ends on June 30, 2026, at 11:59 PM GMT.
Qualifying Transfer: The participant's first completed transfer made through the LemFi app during the Promotion Period across any eligible corridor.
Participant: Any new LemFi user, or any verified existing LemFi user who has not previously completed a transfer, residing in the United States, Canada, or the United Kingdom, who participates in this campaign.
Valid LemFi Account: Participants must reside in the US, Canada, or the UK, have a fully verified LemFi account, and comply with all of LemFi's standard terms of service.
Eligible Corridors: Nigerian Naira (NGN), Kenyan Shilling (KES), West African CFA Franc (XOF), Central African CFA Franc (XAF), Chinese Yuan (CNY), Ugandan Shilling (UGX), Tanzanian Shilling (TZS), Rwandan Franc (RWF), and Ethiopian Birr (ETB).
1. LemFi Campaign Period
You may participate in this campaign between June 1, 2026 and June 30, 2026, until LemFi terminates, withdraws, suspends, or modifies it.
2. Eligibility to Participate
This campaign is open to all eligible LemFi users who meet the following requirements:
- Aged 18 years and above.
- Reside in the United States, Canada, or the United Kingdom.
- Hold a fully verified LemFi account and comply with all of LemFi's standard terms of service.
- Are either:
- A new LemFi user who registers and completes full verification during the Promotion Period; or
- An existing verified LemFi user who has not previously completed any transfer on the LemFi platform.
The following individuals are not eligible to participate:
- Employees, contractors, and affiliates of LemFi.
- LemFi brand ambassadors, influencers, and any individuals running paid promotional campaigns on behalf of LemFi.
- Existing LemFi users who have previously completed one or more transfers on the platform.
3. Prizes / Rewards
Eligible participants will receive a 1% boosted exchange rate above the standard prevailing rate on their first qualifying transfer across any of the eligible corridors (NGN, KES, XOF, XAF, CNY, UGX, TZS, RWF, ETB).
The boosted rate will be automatically applied and displayed in-app at the time of the qualifying transfer. No code or manual redemption is required.
4. How to Qualify
To receive the 1% boosted rate, you must:
- Be eligible: Be a new LemFi user or a verified existing user who has not previously sent a transfer.
- Verify your account: Ensure your LemFi account is fully verified before initiating your first transfer. Existing users who are already verified may proceed directly to step 3.
- Send your first transfer: Initiate and complete your first transfer to any eligible corridor (NGN, KES, XOF, XAF, CNY, UGX, TZS, RWF, or ETB) during the Promotion Period.
The 1% boosted rate will be applied automatically to the qualifying transfer at the point of transaction.
5. Restrictions Applicable to the Boosted Rate
- This offer is valid only during the Promotion Period: June 1, 2026 – June 30, 2026.
- The campaign is open only to users residing in the United States, Canada, Europe and the United Kingdom.
- The 1% boosted rate applies to the first transfer only. All subsequent transfers will be processed at the standard prevailing rate.
- The boosted rate is only applicable to transfers sent to the following eligible corridors: NGN, KES, XOF, XAF, CNY, UGX, TZS, RWF, and ETB.
- The boosted rate cannot be combined with any other promotional offer, cashback, or discount running concurrently on the LemFi platform unless expressly stated by LemFi.
- Existing users who have previously completed one or more transfers are not eligible for this promotion, regardless of corridor.
- The boosted rate applies to the exchange rate at the time of the qualifying transfer and is subject to standard processing times and conditions.
6. Receiving and Using the Reward
- The 1% boosted rate will be automatically applied and clearly displayed in-app prior to the participant confirming their first qualifying transfer.
- LemFi reserves the right to limit, cancel, delay, or revoke this promotion if LemFi determines, in its sole discretion, that a Participant has violated these Terms or the LemFi User Agreement, or has acted in a fraudulent or abusive manner, or if LemFi restricts or closes their Valid Account pursuant to the LemFi User Agreement.
- The boosted rate is non-transferable and holds no cash value outside of the applicable transfer.
7. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTIONS, IN NO EVENT SHALL LEMFI BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES ARISING FROM YOUR PARTICIPATION IN THE 1% BOOSTED RATE CAMPAIGN, INCLUDING BUT NOT LIMITED TO SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. LEMFI'S MAXIMUM AGGREGATE LIABILITY TO ANY PARTICIPANT UNDER ANY AND ALL CIRCUMSTANCES SHALL BE LIMITED TO THE VALUE OF THE BOOSTED RATE DIFFERENTIAL APPLIED TO THE PARTICIPANT'S QUALIFYING TRANSFER.
8.Other Terms and Conditions
8.1 These Campaign Terms constitute the entire agreement between LemFi and the participant in respect of the Campaign and supersede any prior representations or communications relating to the Campaign.
8.2 If any provision of these Campaign Terms is found to be invalid, unlawful, or unenforceable, that provision shall be severed and the remaining provisions shall continue in full force and effect.
8.3 LemFi's failure to enforce any provision of these Campaign Terms shall not constitute a waiver of LemFi's right to enforce that provision in the future.
8.4 These Campaign Terms do not create any partnership, employment, agency, or joint venture relationship between LemFi and the participant.
8.5 For questions or support regarding the Campaign, participants may contact LemFi at support@lemfi.com.
9. Governing Law and Jurisdiction
United Kingdom
9.1 For participants registered in the United Kingdom, these Campaign Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of England and Wales.
9.2 The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Campaign Terms.
Canada
9.3 For participants registered in Canada, these Campaign Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.
9.4 The courts of the Province of Ontario shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Campaign Terms.
United States
9.5 For participants registered in the United States, these Campaign Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.
9.6 Any dispute arising out of or in connection with these Campaign Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Delaware. Nothing in this clause limits any mandatory rights participants may have under the consumer protection laws of their state of residence.
European Union
9.7 For participants registered in the European Union, these Campaign Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of Ireland.
9.8 The courts of the Republic of Ireland shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Campaign Terms, without prejudice to any mandatory consumer protection rights afforded to participants under the laws of their country of residence within the European Union.
