Terms and Conditions for LemFi’s "Influencer Referral" Campaign

These terms and conditions apply to all Participants involved in the Influencer Referral Campaign.
By participating in the LemFi Influencer Referral Campaign, you agree to the following Terms and Conditions. LemFi may at any time and at its sole discretion, terminate, cancel, suspend, withdraw or modify the campaign or these terms without prior notice. Please refer to the definitions below for clarification as to the meaning of various words and phrases under LemFI Terms and Conditions.

Definitions: (Key Terms)

Program/Promotion: The influencer referral campaign is open to users who signed up on the LemFi app using the following influencer’s referral codes (MCAK, BENNYOMOEDO, ADEOLA, RKADIRI, and MASOYINBO) within the last 365 days or more but have never transacted.

Prize: These users will receive £10 and an additional £5 cashback the first time they send £50 or more to Nigeria. Making it a total of £15 to be redeemed.

Promotion Period: The campaign begins May 14, 2025, and ends on May 24, 2025, at 11:59 PM GMT.

Participant: The campaign is opened to existing LemFi customers who signed up on the LemFi app using the aforementioned influencer’s referral codes within the last 365 days or more but have never transacted.

Valid LemFi Account: Participants must reside in the UK, have a fully verified LemFi account, and comply with all of LemFi’s standard terms of service.

1. LemFi Campaign Period

You may participate in this campaign between May 14 and May 24, 2025, until Lemfi terminates, withdraws, suspends, or modifies it.

2. Eligibility to Participate

This campaign is open to LemFi users aged 18 years and above who signed up with the referral codes MCAK, BENNYOMOEDO, ADEOLA, RKADIRI, and MASOYINBO.
Participants must reside in the UK, have a fully verified LemFi account and comply with all LemFi’s standard terms of service.
The following individuals are not eligible to participate:

• Employees, contractors, and affiliates of LemFi.
• LemFi brand ambassadors, influencers, and any individuals running paid promotional campaigns on behalf of LemFi.

3. Prizes/Awards

Senders would receive £10 and an additional £5 cashback the first time they send £50 or more. That is £15 in total.

4. How to win the Prize

Send Money: Make a transfer of £50 or more from the UK to Nigeria between May 14 and May 24, 2025
Qualified senders will receive the default £10 cashback paid in-app and additional cashback of £5 credited to their wallet.
The £5 additional cashback will be credited to the qualified users within 7 days after the campaign ends

5. Restrictions Applicable to prizes, awards, winning

LemFi users who send £50 or more from the UK to Nigeria, within the qualifying period will get an additional cashback of £5

6. Receiving and Using Rewards

LemFi reserves the right to limit, cancel, delay, or revoke Cashback if LemFi determines, in its sole discretion, that a Participant has violated these Terms or the LemFi User Agreement or has acted in a fraudulent or abusive manner, or if LemFi restricts or closes their Valid Account pursuant to the LemFi User Agreement.
Accrued an additional cashback can only be used against any future international money transfers after such Signup Bonus and Points have been earned and granted and approved by LemFi.

7. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTIONS, IN NO EVENT SHALL LEMFI BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES ARISING FROM YOUR PARTICIPATION IN THE REFERRAL PROGRAMME, INCLUDING BUT NOT LIMITED TO SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. LEMFI’S MAXIMUM AGGREGATE LIABILITY TO PARTICIPATE AND ANY THIRD PARTY UNDER ANY AND ALL CIRCUMSTANCES SHALL BE THEN-CURRENT 10 EURO VALUE OF THE PARTICIPANT’S UNSPENT MONETARY REWARD UNDER THE REFERRAL PROGRAM.

8. OTHER TERMS AND CONDITIONS

8.1. We reserve the right to amend or terminate the inactive users campaign at any time without notice. Resolution of all questions or disputes regarding eligibility for the campaign, earnings of an additional cashback, or your compliance with the terms and conditions of this campaign Terms & Conditions shall be subject to our reasonable interpretation.
8.2. If a Participant breaches the User Agreement or is in violation of any law, statute or governmental regulation, we will have the right to suspend or terminate the account under the User Agreement or void the Rewards of the participant.
8.3. Any questions or complaints regarding the campaign can be addressed to our Customer Service Team: support@lemfi.com

9. GOVERNING LAW

UK Customers - This campaign is subject to laws of England & Wales to which the user and LemFi shall submit in respect of any claims or disputes.