Terms and Conditions for LemFi’s "Refer a friend and earn $30" Campaign

Campaign Overview: "Refer a friend and earn $30" campaign is organized by LemFi (the "Organizer"). By participating in this campaign, the participants agree to the following terms and conditions.

1. Campaign Period:

The campaign begins on June 1st, 2025, and ends on June 30th, 2025, at 11:59 PM EST.

2. Eligibility criteria to Earn $30:

• You as the Referer must be an existing LemFi customer based in the United States;
• You must use your own unique Referral code to Invite your friends to download, signup, and use LemFi;
• Referred friends must be new LemFi users who have never signed up or transacted before through LemFi;
• The following individuals are not eligible to participate:
  • Employees, contractors, and affiliates of LemFi.
  • LemFi brand ambassadors, influencers, and any individuals running paid promotional campaigns on behalf of LemFi.
  • Individuals found to be abusing the referral system by creating multiple accounts or engaging in fraudulent activity.
• The Referred Friend must be based in the United States and at least 18 years old;
• Once the Referred Friend(s) have downloaded the LemFi App, they must successfully transfer $100 (“Qualifying Transfer”) or more to Nigeria in a single transaction during the Campaign Period (“June 1st, 2025, and ends on June 30th, 2025, at 11:59 PM”).

3. How to Participate:

To earn $30, Lemfi existing user must:

• Ensure that they refer at least 1 friend who complies with the Eligibility Criteria.

4. How Does the Rewards Work

• To Earn $30, a Referer must successfully introduce at least 1 friend complying with the eligibility Criteria. Generally, each successful referral of a friend shall entitle the referer to earn only $20, however, where the number of successful referrals is equal to 1 or more referred friends that shall entitle the referer to additional $10 bonus per friend they have referred in addition to $20 earned per friend as referred.
• Example: 1 friend referred earns a referrer $20 plus $10 additional bonus making it $30.
• Existing LemFi users get $20 and $10 bonus (as applicable) when the referred friend complete their qualifying transfer within the campaign period;
• The Referer will receive their $10 bonus at the latest 15 days after the campaign has concluded.
• Only the first 500 eligible winners will be rewarded.

5. Disqualification Criteria:

Participants may be disqualified for the following reasons:

• Self-referrals (creating multiple accounts to benefit from the campaign) are strictly prohibited.
• If a referred user cancels or reverses their transaction, the reward will be voided.
• LemFi reserves the right to disqualify any participant engaging in fraudulent activity, including but not limited to:
  • Creating fake accounts.
  • Sharing referral codes unauthorized or through spam.
  • Manipulating transactions to claim rewards unfairly.

6. Privacy and Consent:

Personal data collected during the campaign will be used solely for the purposes of administering the campaign and will not be shared with third parties without consent.

7. General Terms:

• LemFi reserves the right to modify, suspend, or terminate the campaign at any time without prior notice.
• LemFi will not be responsible for technical issues, internet outages, or other circumstances that may prevent participation.
• By participating, entrants agree to indemnify LemFi against any claims arising from their participation.

8. Contact Information:

For inquiries about the campaign, please contact LemFi customer support at support@lemfi.com.