Campaign Overview

Participant Countries:
United States, United Kingdom, Canada, European Union

Remittance Receiving Countries:
Pakistan, India, Bangladesh, Nepal, Sri Lanka

LemFi is offering users a chance to win a ticket for Umrah through a promotional campaign running from June 1st, 2025, to June 30th, 2025.

What is the LemFi Umrah Prize Draw?

LemFi's Umrah Prize Draw is a limited one-time giveaway, offering seven (7) users a chance to win a free round-trip ticket to Saudi Arabia to perform Umrah.

To enter, simply send $150 or more to at least one of the eligible receiving countries using LemFi between June 1st and June 30th, 2025. The more you send, the higher your chances of winning.

Whether you're a new user signing up with the referral code UMRAH or an existing user registering on the campaign page, you’ll be automatically entered once you meet the transfer criteria.

LemFi has partnered with a licensed travel agency – Holiday Express – to manage all travel-related logistics, including:

• Visa consultation and application support
• Hotel/accommodation arrangements in Saudi Arabia
• Ground transportation, Umrah guidance, and travel documentation

LemFi’s role is limited to the selection of the winner(s) and covering the cost of the Umrah travel package. All other aspects of the trip are the sole responsibility of the travel agency and the winner.

LemFi:

• Does not guarantee visa approval, Umrah eligibility, or entry into Saudi Arabia
• Shall not be held liable for delays, cancellations, visa rejections, or service failure
• Will not mediate disputes between winner and travel agency
• Expects winners to ensure they meet all religious, medical, and travel requirements

Eligibility

Valid New Users:
To qualify:

• Download LemFi app and sign up using referral code UMRAH
• Complete KYC verification and send $150+ in one successful transfer to an eligible country before June 30, 2025
• Every additional qualifying transaction = extra entry

Valid Existing Users:
To qualify:

• Register on the campaign landing page using your LemFi-registered name and email
• Send $150+ in one successful transfer to an eligible country before June 30, 2025
• Every additional qualifying transaction = extra entry

Valid LemFi Account:
Must meet all of the following:

• Fully registered and active on LemFi
• Completed all required KYC steps
• No holds, suspensions, or fraud-related issues
• Eligible to perform international transfers

A Valid Existing User is someone who:

• Registered before June 1st, 2025
• Completed KYC
• Made at least one successful money transfer before the campaign period
• Has an active account in good standing

Only transactions from Valid Accounts and Users count.
Cancelled, failed, or reversed transactions are not eligible.
LemFi reserves the right to determine account validity at its sole discretion.

Selection & Winner Announcement

• Winners will be selected via a random computerized draw, weighted by transaction frequency and volume.
• LemFi will notify winners via email or phone post-campaign.
• Winners must respond within 5 business days to confirm acceptance.
• Failure to respond or meet eligibility may result in disqualification.

Prize Details

The Umrah prize includes:

• 10-night stay in Saudi Arabia
• Visa fees, individual room boarding, 3 meals per day
• Private ground transfers

No changes, upgrades, or customizations will be entertained.

Departure Airports:

• Canada: Pearson International Airport (YYZ)
• USA: JFK or Newark (EWR)
• UK: Heathrow (LHR)
• EU: Frankfurt (FRA)

Important Notes:

• Prize is non-transferable, non-refundable, and has no cash equivalent
• Winner is responsible for transport to/from the designated airport
• Missed flights or delays are at the winner’s own cost
• Visa, travel permits, and health/religious compliance are the winner’s responsibility
• No rescheduling or extensions will be provided if the winner cannot travel
• Travel dates and itinerary are determined by LemFi and Holiday Express

Campaign Duration

Starts: June 1st, 2025
Ends: June 30th, 2025 at 11:59 PM EST

Transfers outside this window will not qualify.

Disqualification

LemFi may disqualify participants for:

• Fraudulent activity
• Misuse of platform or referral codes
• Breach of these terms

Personal Data

By participating, you consent to LemFi using your data for:

• Administering the giveaway
• Contacting winners
• Sending marketing communications (you can opt out anytime)

Limitation of Liability

To the fullest extent permitted by law:

• LemFi is not liable for indirect, incidental, or consequential damages
• Maximum liability is limited to the then-current 10 Euro value of your unspent monetary reward under the Referral Program
• All warranties related to the Referral Program and LemFi services are disclaimed
• No guarantees on results or delivery time of any rewards

General Terms

• Modification or Termination: LemFi may alter or end this offer at any time without notice
• Non-Transferability: Offers are personal and not transferable
• Right to Refuse: LemFi may reverse benefits if abuse is suspected

Acceptance of Terms

By participating, you confirm that:

• You’ve read and understood these Terms
• Participation is voluntary
• LemFi’s decisions are final and binding

Governing Law and Dispute Resolution

• US Customers: Subject to the laws of New York
• UK Customers: Subject to laws of England & Wales
• Canada: Subject to Canadian Arbitration Act
• EU: As per governing jurisdiction based on residency

Other Terms and Conditions

LemFi reserves the right to:

• Amend or terminate the program at any time
• Make the final call on eligibility and reward qualification
• Suspend or terminate accounts that breach these terms or laws

For questions, contact support@lemfi.com