One Account for Every Currency
You Earn
Open USD and GBP accounts in minutes. Receive payments with zero fees and send money worldwide at a flat rate
Regulated by
Keep More of Your Money
LemFi account allow freelancers, remote workers, and global professionals to receive their full earnings with zero fees and send money worldwide at a fixed rate
We're not just moving money across borders — we're erasing the borders that money created
Open multi-currency accounts
Get unique IBANs for easy payments straight into your multi-currency account. Hold, send, and convert USD & GBP all in one place
Keep every penny you earn
Easily connect to Fiverr, Upwork, YouTube and more and get paid in USD and GBP without any deposit fees
Get the best value in real-time
Your money converts instantly at live exchange rates, so you always get the best value
Same fee every time
Whether you're sending a little or a lot, you pay the same flat fee every time
Payments you can trust
We're fully regulated by the FCA, FinCEN, and FINTRAC, so your payments are always protected
Support, 7 Days a Week
Our support team is available to help with anything you need
Join 1 million+ satisfied customers and start receiving your global payments with zero fees
The Payment App for You
LemFi: Your dedicated financial companion
For professionals working across borders
Work anywhere and get paid from everywhere at your entire profit. No cuts or hidden fees
For creatives winning everywhere
Receive USD and GBP payments in full without blocked payments or forced conversions
For entrepreneurs scaling worldwide
Create USD and GBP accounts for easy payments and International credibilityLet’s Get You Paid
Simple to start, even simpler to use
Step 1
Download The LemFi App
Sign up with your phone number and fill out basic details about yourself
Step 2
Protect your account
Keep your account safe with a strong password
Step 3
Set up your account
Verify your identity and personalise your experience
Step 4
Open your global accounts.
Receive USD and GBP account details, withdraw for a flat fee, and manage them all in one place
Over 1 million+ people trust us to help them send money home
Now it’s your turn to trust us to support you and protect your earnings
“ It's my go to option for international transfers. The rates are great and my transfers goes directly to recipient account! Instant and reliable “
Kevwe
Digital Artist
“ As a freelance writer working with UK clients, LemFi’s global account has made my life so much easier. I receive pounds directly, convert to naira when I want, and the rates are fair. No more asking friends for PayPal or Wise help. Love the control it gives me! “
Adesua Anyawu
Freelancer, Lagos
“ The onboarding was smoother than I expected and I got my GBP account details in minutes. Now my Upwork payments go straight into my LemFi account. One suggestion: I’d love to see scheduled FX conversions in the future!“
Chuka Madu
Remote Worker, Abuja
“ Great product for Africans who get paid internationally. I’ve used other services but the LemFi global account is quicker, and I love that it's built with Africans in mind. KYC was a bit lengthy, but once I got through, everything worked well. “
Fola
Tech Consultant, Osun
“ I got paid from a UK brand collaboration into my LemFi account and withdrew in naira the same day. Zero hassle. This is huge for creators like me who don’t have UK or US bank accounts but get paid globally. “
Ifunanya
Content Creator, Lagos
“ I’ve been using LemFi’s global account for client payments. The ability to hold money in pounds and convert when needed gives me flexibility I didn’t have before. Definitely a step in the right direction for African freelancers. “
Emmanuel
Software Developer, LagosHow LemFi account works
How to verify your Account
Learn more
How to open a LemFi account
Learn more
How to open a new currency wallet
Learn more
有任何问题吗？
一些最常问的问题。
Is Lemfi a bank?
Lemfi is a financial technology platform (not a bank). Our banking services are provided by authorized banking partners, and we adhere to local and international regulations to keep your money safe.
How do I open a Lemfi Global Account?
Is there a minimum or maximum deposit limit?
What if there’s a delay or an issue with my transfer?
亲身体验用LemFi在全球范围内转账有多么简单。
