LEMFI DIWALI PRIZE DRAW 2026 – MONTHLY ANNOUNCEMENT

1. ABOUT THIS ANNOUNCEMENT

1.1 This is a Monthly Announcement under clause 1.3 of the LemFi Monthly Prize Draw Terms and Conditions at https://lemfi.com/en-gb/promotions/monthly-prize-draw-terms (the "Terms"). It sets out the details of the LemFi Diwali Prize Draw 2026 (the "Diwali Draw") and forms part of the Terms for this Draw Period.

1.2 Please read the Terms before you enter. Words defined in the Terms have the same meaning in this announcement. The promoter for your market is named in clause 2 of the Terms.

2. KEY DETAILS

Draw Period

Opens at 00:00 UK time on 11/10/2026 and closes at 23:59 UK time on 10 November 2026 (the Closing Date)

Open in

The United Kingdom, the European Union and Canada (excluding Quebec)

Destination country

India

Minimum Qualifying Transfer

£100 (UK), €100 (EU) or CAD 100 (Canada)

Prizes

Three prizes in total, each a digital Apple Gift Card for the winner's country of residence worth £380 (UK), €450 (EU) or CAD 715 (Canada), approximately USD 500 each. The total value of prizes for entrants whose market is the European Union will not exceed €2,500

Free entry

Online at forms.gle/QEkSZgZFSLTBNXsK7 or by post (clause 5 of the Terms)

Draw date

17 November 2026

3. HOW TO ENTER

3.1 By transfer. Each Qualifying Transfer to India during the Draw Period gives you one entry automatically (clause 4 of the Terms).

3.2 For free. Complete the online form at forms.gle/QEkSZgZFSLTBNXsK7 or enter by post, as set out in clause 5 of the Terms. You do not need to make a transfer or hold a LemFi account.

3.3 Free entries and transfer entries go into the same draw, and every entry has the same chance of winning. You can have up to 10 entries in this Draw Period across both routes (clause 4.5).

4. PRIZES

4.1 Each prize is a digital Apple Gift Card for the Apple store in the winner's country of residence. Apple Gift Cards can only be redeemed in the country or region where they are issued and are subject to Apple's terms. Apple is not a participant in or sponsor of this promotion.

4.2 There is no cash alternative and the prize is not transferable (clause 6.3). A person can win no more than once in any 12-month period (clause 6.4).

5. THE DRAW AND WINNERS

5.1 We will draw three winners and reserve entries at random on 17 November 2026, once the last postal entries have arrived (clauses 5.3 and 7.1).

5.2 We will contact each winner by email within five business days of the draw. A winner has 14 days to reply and confirm their details (clause 7.5). A winner who lives in Canada must also answer a skill-testing question and sign a short declaration before we send the prize (clause 7.3 and Part C of Schedule 1).

5.3 We aim to send the prizes and announce the winners by 25 November 2026. It can take longer if a winner takes time to reply or we need to award a prize to a reserve entry.

5.4 We will publish each winner's first name, surname initial and town or city on this page, and email the results to entrants (clause 7.7).

6. QUESTIONS

6.1 Email support@lemfi.com.